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4 articles
Cosigning a loan to help someone you care about feels generous — but it makes you fully responsible for the debt. Here's what cosigning really means, the serious risks, and how to protect yourself.
Predatory lenders trap people in expensive, hard-to-escape debt with deceptive terms and sky-high costs. Here's how to recognize the warning signs and protect yourself from costly loan traps.
Whether a loan is secured or unsecured affects your interest rate, how much you can borrow, and what you stand to lose if you can't repay. Here's the difference and what it means for you.
Debt consolidation can simplify your payments and lower your interest — or quietly make things worse. Here's how it actually works, the main methods, and how to tell if it's right for you.
